AeroAdvance is proud to be a responsible partner in the payday loan process. We provide referral services for consumers seeking online lending options. While we are not a lender ourselves, we are committed to protecting consumers from payday loan lenders that may engage in illegal lending practices.
AeroAdvance makes every effort to give consumers the knowledge they need to make well-informed, responsible loan decisions. Read our full Responsible Lending Policy to learn about the federal policies and provisions in place to help protect you.
If you are matched with one of our quality lenders and sign the offer page they present to you, you will be charged fees known as "APR." The APR, or Annual Percentage Rate, is dependent on your application information, your state, and the individual lender. AeroAdvance cannot provide specific rate information, so you must make sure to review the actual rate information before accepting the loan. Read more about rates and APRs on our Fees page.
The lender that accepts your application will approve you for a certain amount, which may be as high as $1,000. However, most new customers will be approved for less, more likely in the $400-$500 range. Most lenders will allow you to increase your loan size once you have an established borrowing history.
What documents do I have to provide?
Most lenders will require absolutely nothing! The process is usually paperless and requires no faxing. However, you should print your loan documents so you have a hard copy to refer to.
I have poor credit. Can I still get approved with AeroAdvance?
Because cash advance loans are secured by your paycheck, poor credit usually doesn't matter. To find out if you're eligible, simply complete an application. It's free and there is no obligation.
How do I find out if I'm approved?
Once you complete the application, if a lender approves you, you will be redirected to their electronic signature page. You will also receive an email from them, and may also receive a phone call.
When do I get my money?
Most payday lenders will be able to deposit your loan into your checking account by the next business day, and will use a direct funds transfer. This means your money will be directly deposited into your account via ACH (automated clearing house).
Get more questions answered by visiting our FAQ page.
**Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.
