APPLICABLE LAWS AND REGULATIONS, TERMS AND CONDITIONS
FEDERAL TRUTH IN LENDING ACT/REGULATION Z
Regulation Z requires the full disclosure of all costs and terms associated with any credit purchase or transaction (such as this cash advance) and further requires that the costs associated with the transaction be expressed as an annual percentage rate of interest or A.P.R. Regulation Z is designed to give you information about the costs of your credit so that you may compare those costs with those of other loan programs or lenders. Please click on the appropriate state link to view all costs, terms, and rates.
Delaware
Missouri
Idaho
South Dakota
California
Utah
Wisconsin
CONSUMER PRIVACY
AeroAdvance Financial, Inc. is committed to protecting your privacy. We recognize the importance of safeguarding and respecting your privacy, and accordingly have implemented our Privacy and Security Policy Statement to explain our online privacy and security policies.
EQUAL CREDIT OPPORTUNITY ACT/REGULATION B
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of sex, marital status, race, color, religion, national origin, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith, exercised any right under the Consumer Credit Protection Act. The Federal Agency which administers compliance with this law is:
Director, Consumer Affairs
Office of Thrift Supervision
Washington D.C. 20552
Or:
the Assistant of Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington D.C. 20410
PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens a payday loan account. When you open a payday loan account we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
The information being requested and observed is for compliance with the requirements of Section 326 of the USA Patriot Act implementing customer identification and verification requirements. The information in no way will be used in making the credit decision on your completed application.
DELAWARE LICENSED LENDERS REGULATIONS
Itemized Schedule of Charges (5 Del. C. §§2218(5) and 2231(3)
The Delaware State Licensed Lenders Regulations and Itemized Schedule of Charges are available electronically on our website (to review click on "Delaware" above)
