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Frequently Asked Questions


What is a cash advance loan?
A cash advance loan (also called a payday loan) is a short-term loan. We advance money to you and you pay us back by ACH Debit to your checking account on the payday you designate.

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I'm new to AeroAdvance. How do I get started?
It's easy! Just complete the on-line application, then agree to the lender's loan terms and disclosures. (Apply now!).

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What documents do I have to provide?
Most lenders will require absolutely nothing! The process is usually paperless, and require no faxing. You should print your loan documents for a hard copy.

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What are the requirements for approval?
Most lenders will require that you have a current job, valid checking account, over 18 years old, and a US Citizen.

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I want $1,000, why can't I get a loan for over $500?
The lender that accepts your application will approve you for a certain amount, which may be as high as a $1,000 cash advance, yet most new customers will be approved for slightly less, probably in the $400-$500 range. Most lenders will allow you to increase your loan size with established history.

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How do I find out if I'm approved?
Once you complete the application, if a lender approves you, you will be redirected to their Esignatire page. You will also receive an email from them, and may also receive a phone call.

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I have poor credit. Can I still get approved with AeroAdvance?
Because cash advance loans are secured by your paycheck, poor credit usually doesn't matter. To find out if you're eligible, complete an application.

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When can I request a cash advance loan?
Anytime! If you are a new customer, simply fill out the application and follow the directions.

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When do I get my money?
Most payday lenders will be able to deposit your loan into your checking account by the next business day.

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How do I get my money?
Most lenders will use a direct funds transfer, meaning your money will directly deposited into your account via ACH (automated clearing house).

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How does direct funds transfer work?
Your cash advance funds are directly deposited to your checking account by the next business day.

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How do I repay my loan?
Please check with your lender for repayment schedule and options.

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What if I pay off my loan early?
Please check with your lender for repayment schedule and options, including options for paying off your loan early.

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What happens if I don't have the funds available to pay back the loan?
Please contact your lender as soon as possible to work out options which might include an extension.

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Can I have more than one loan with AeroAdvance at a time?
Since Aeroadvance is not a lender, yet work with many lenders, you may complete the application multiple times to see if you might qualify for more than one loan at the same time.

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What if I only have a savings account?
Most lenders will require a checking account to qualify for a loan.

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What if I only have a business account?
Please check with your lender.

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What if I am self employed?
Please complete an application. it's possible that some lenders might be willing to work with you even though you are self employed.

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Can I get my loan the same day?
Please check with your lender on their funds transfer timing. It's possible that some lenders, if you are approved early in the day, might be able to provide funding the same day, although most lenders will require 1 day to transfer the funds.

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How Do I Get an Extension?
Please check with your lender regarding options for getting an extension.

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