| Bi-Weekly Payback Period
- 14 days or 26.07 times Per Year |
|
Bi-Monthly Pay Period - 15
days or 24.33 times Per Year |
| Advance
Amount |
(APR)
Annual Percentage Rate |
Advance
Fees |
14 Day Cycle/Yr* |
Total
Payback |
$500.00 |
521.43% |
$100.00 |
26.07 |
$600.00 |
$400.00 |
521.43%
|
$80.00 |
26.07 |
$480.00 |
| $300.00
|
521.43%
|
$60.00
|
26.07 |
$360.00
|
$250.00 |
521.43%
|
$50.00 |
26.07 |
$300.00 |
| $200.00
|
521.43%
|
$40.00
|
26.07 |
$240.00
|
| $150.00
|
521.43%
|
$30.00
|
26.07 |
$180.00
|
| $100.00
|
521.43%
|
$20.00
|
26.07 |
$120.00
|
| $50.00
|
521.43%
|
$10.00
|
26.07 |
$60.00
|
|
|
| Advance
Amount |
(APR)
Annual Percentage Rate |
Advance
Fees |
15 Day Cycle/Yr* |
Total
Payback |
$500.00 |
486.60% |
$100.00 |
24.33 |
$600.00 |
$400.00 |
486.60%
|
$80.00 |
24.33 |
$480.00 |
| $300.00
|
486.60%
|
$60.00
|
24.33 |
$360.00
|
$250.00 |
486.60%
|
$50.00 |
24.33 |
$300.00 |
| $200.00
|
486.60%
|
$40.00
|
24.33 |
$240.00
|
| $150.00
|
486.60%
|
$30.00
|
24.33 |
$180.00
|
| $100.00
|
486.60%
|
$20.00
|
24.33 |
$120.00
|
| $50.00
|
486.60%
|
$10.00
|
24.33 |
$60.00
|
|
| Special One Time Pay Period
- 18 days or 20.28 times Per Year |
|
Special One Time Pay Period
- 21 days or 17.38 times Per Year |
| Advance
Amount |
(APR)
Annual Percentage Rate |
Advance
Fees |
18 Day Cycle/Yr* |
Total
Payback |
$500.00 |
405.60% |
$100.00 |
20.28 |
$600.00 |
$400.00 |
405.60%
|
$80.00 |
20.28 |
$480.00 |
| $300.00
|
405.60%
|
$60.00
|
20.28 |
$360.00
|
$250.00 |
405.60%
|
$50.00 |
20.28 |
$300.00 |
| $200.00
|
405.60%
|
$40.00
|
20.28 |
$240.00
|
| $150.00
|
405.60%
|
$30.00
|
20.28 |
$180.00
|
| $100.00
|
405.60%
|
$20.00
|
20.28 |
$120.00
|
| $50.00
|
405.60%
|
$10.00
|
20.28 |
$60.00
|
|
|
| Advance
Amount |
(APR)
Annual Percentage Rate |
Advance
Fees |
21 Day Cycle/Yr* |
Total
Payback |
$500.00 |
347.62% |
$100.00 |
17.38 |
$600.00 |
$400.00 |
347.62%
|
$80.00 |
17.38 |
$480.00 |
| $300.00
|
347.62%
|
$60.00
|
17.38 |
$360.00
|
$250.00 |
347.62%
|
$50.00 |
17.38 |
$300.00 |
| $200.00
|
347.62%
|
$40.00
|
17.38 |
$240.00
|
| $150.00
|
347.62%
|
$30.00
|
17.38 |
$180.00
|
| $100.00
|
347.62%
|
$20.00
|
17.38 |
$120.00
|
| $50.00
|
347.62%
|
$10.00
|
17.38 |
$60.00
|
|
| *Typical cycles are 14
or 15 days following your payday. In some cases, based
on requests from customers, AeroAdvance allows an 18
to 21 day payback the first time. However, renewal fees
fall under the bi-weekly or bi-monthly categories.
Prepayment: You may prepay all or any part of the
amount due under this Agreement at any time without
penalty. If the advance is prepaid before the final
installment date, you shall receive a rebate of the
unearned Finance Charge. The unearned portion shall
be calculated on a pro-rata basis using a percentage
derived by dividing the number of days from payment
until maturity by the total number of days of the
original loan term. NO such refund shall be required
if it amounts to less than $5.
A payday loan is intended to address short-term,
not long-term, financial needs. Credit counseling
services are available to consumers experiencing financial
problems.
A borrower may cancel the loan without costs by returning
the full principal balance to AeroAdvance by the close
of the next full business day.
|
Fees
| Description |
Amount |
| NSF
|
$25.00
|
| Wire Fee
|
n/a
|
| Closed Account
|
$25.00 |
Stopped, Revoked, Declined Payment
|
$25.00 |
| Late Fee |
$25.00 |
|
|
